Which agency is responsible for enforcing compliance with TISA among credit unions?

The National Credit Union Administration (NCUA) is the correct answer because it is the federal agency specifically tasked with regulating and supervising federal credit unions. Under the Truth in Savings Act (TISA), which is designed to ensure transparency and fairness in the way financial institutions communicate terms and conditions of deposit accounts, the NCUA plays a critical role in enforcing these regulations for credit unions.

The agency ensures that credit unions comply with TISA provisions, which include requirements for disclosing interest rates, fees, and other account information to members. By overseeing compliance, the NCUA protects consumers and promotes informed savings decisions within credit unions.

Other federal agencies, such as the Federal Reserve System and the Consumer Financial Protection Bureau, also have roles in consumer protection and banking regulation, but their jurisdictions differ. The Office of the Comptroller of the Currency primarily oversees national banks and federal savings associations, not credit unions, making the NCUA the right agency in this context.