Can TISA disclosures be delivered electronically?

The correct answer is that TISA disclosures can indeed be delivered electronically if consumers provide their consent to receive them in that format. This aligns with the provisions of both the Truth in Savings Act and federal laws regarding electronic communications. When customers agree to electronic delivery, financial institutions are permitted to send disclosures via email or through secure online portals, which can enhance accessibility and convenience for consumers.

Consent is a critical factor in the electronic delivery of disclosures, ensuring that customers are aware of and agree to receive information in this manner. This option empowers consumers and allows institutions to offer more efficient methods of communication without overwhelming them with printed materials if they prefer digital formats.

In contrast, the other choices imply restrictions that do not align with TISA's flexibility regarding disclosure delivery methods. There is no requirement for disclosures to be printed, nor does TISA mandate that disclosures must be mailed if delivered electronically, nor does it limit electronic delivery to certain account types. Therefore, the correct understanding of TISA allows for electronic delivery given consumer consent.